Banking rebuilt for the digital generation.
Founded in 2019, PCB Bank is a federally chartered online bank purpose-built for the era of digital assets.
PCB Bank was founded by a team of fintech engineers and former bank executives who believed the traditional lending model was broken for crypto-native customers. Why sell your position to access liquidity when your assets could work harder for you?
Today we operate fully online, serving customers across all 50 states with a suite of deposit and lending products � anchored by our flagship crypto-backed lending program. No branches, no committees, no waiting.
Federally chartered and FDIC insured. The stability of a real bank behind every product.
Real-time LTV dashboards, clear margin thresholds, and no hidden fees.
Decisions in minutes. Funding the same day. No branch visit required.